Medical sciences have reached the zeniths of sophistication, so much so that critical illnesses like heart stroke, cardiac diseases, cancer, multiple sclerosis, etc. can be diagnosed and discovered prematurely. As a result of this advancement, the chances of pulling through such diseases are also increasingly high. However, to work these chances out, one has to have a heavy pocket as not many can afford the medication needed to survive through these diseases. This is where a critical illness cover works miracles. As per recent surveys and results, a minor increase in people suffering from critical illnesses has been observed owing to which the number of people seeking critical illness cover has also increased. Most of the insurance companies in India offer health care policy and excusive critical illness cover as well. However, one needs to carefully choose one as per requirement as not all critical illness insurance companies provide cover for the same illnesses and besides, they may not have the same exclusions too. You can find one illness covered in a policy but then the same illness might not be covered in the other policy. Exclusions too can vary in the same format.
So it would be wise on your part to have a vigil eye on the key exclusions and the terms and conditions else you might not take the advantage of the policy when most needed. Therefore, it is imperative to check the key features leaflet as it is designed in a way so as to highlight each critical illness in an alphabetical order. So out of these choose the one that suits you the best. Insurance companies like Apollo Munich offer extensive critical illness cover as per your requirement and budget. Critical illness insurance is dynamic as a matter of fact i.e. it can be added to a mortgage protection plan as well. You could buy a critical illness plan with a time limit or one that offers maximum coverage. So the cover stays with you as long as you want it to. Also check the medical insurance rates and compare the same. People opting for health care online can also go through the essentials of the policy they opt for and then follow the guidelines too. After all, it’s your health and money that are in question. So register your medical policy online and say good bye to all your tensions and ills.